How to score personal loans at 0% APR

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How to score personal loans at 0% APR

Shopping online with Affinityy definitely has its perks. Access to your favorite stores coupons and deals is just the start. With each qualified purchase, members earn points that can be redeemed for interest free loans with optional 3,6, or 9 month terms. Why pay 10-30% APR financing on your credit card or personal loan when you can use Affinityy Loan Rewards and save more money.

Here’s how it works:

Step 1: JOIN

Sign up for FREE and pre-qualify for Affinityy Loan Rewards.

Simply enter your email and password and you’re welcomed as an Affinityy Member with access to our incredible deals and amazing retailers. You can also prequalify for Affinityy Loan Rewards and start earning points towards your low interest loan, or simply earn cash back.

Step 2: SHOP

Shop our curated boutique to earn Affinityy Points.

Making a qualified purchase towards your Affinityy Loan Rewards balance is easy. Just click the link to one of our online stores at and complete your purchase through that link.
As an Affinityy member you also get access to coupon codes and limited-time promotions, offering you the best stores with the best merchandise for the best price. Not finding what you’re looking for? Feel free to make a request. We would love to add your favorites stores to our boutique.


Forward your purchase email receipt to [email protected] for verification.

Once you complete a purchase through a retailer link on Affinityy’s website, simply forward your E-mail receipt directly to [email protected]. Once verified, we will add your payment amount directly towards your Loan Rewards balance.

Step 4: EARN

Each qualified purchase earns you points that can be redeemed for low interest loans with your choice of 3,6, or 9 month terms, or simply get cash back on purchases.

As an Affinityy Qualified Member, you have the unique ability to accumulate points and redeem them for interest free loans, or cash back. The more you shop, the bigger the loan rewards, or the bigger the cash back. Just request your loan when you reach the amount you desire. Or once you reach $50 in cash back you can request a check.

How you use your loan is completely up to you. Whether you choose to pay off your credit card balance, finance a new purchase. You can even make a new purchase at Affinityy and accumulate additional loan rewards, or use your points to each cash back. It’s your choice!

Jane D.